Lay-away Program At World Jewels you have the option to pay with our lay-away program. Our lay-away program allows you to pay 20%, & you could pay the rest within 1 Year. If the prices goes up, we will honor the price that you paid for.  The lay-away program is easy & simple way to save your favorite item and pay for it within 1 Year. To start using are lay-away program just call us at 1888-967-5353, or email us info@worldjewels.com